Our Story

GramCover – India’s Gateway to Rural Insurance

Who we are

GramCover is a composite insurance broking firm focused on insurance product design and tech enabled distribution for rural India. We have adopted a unique technology led distribution & servicing model well suited for rural set up to minimize the inefficiencies and transaction costs involved in the process.

The 4 pillars of our approach

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Technology

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Hybrid Model

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Custom Products

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Partners

Our Work

We are solving the rural insurance challenge with a 360 ˚ approach

We design customized & affordable rural insurance products

We leverage technology (Mobile + Jan Dhan + Aadhaar) for paperless onboarding
We de-risk rural India by helping insurance companies maximize rural penetration
We follow a hybrid model to train & deploy village level entrepreneurs (VLEs)
We distribute key Government Schemes like Pradhan Mantri Fasal Bima Yojana (PMFBY)
We partner with NGOs, MFIs, NBFCs, & others for maximum outreach & impact

Our Products

We cover the entire spectrum of insurance products that rural India needs

  • LIFE INSURANCE
  • NON-LIFE INSURANCE
  • RE-INSURANCE
  • RISK ADVISORY

Types of Non-Life Insurance

Crop Insurance

Health Insurance

Livestock Insurance

Motor Insurance

Journey So Far

Our unique tech-enabled model for rural insurance has made significant inroads in just 12 months

6 States

20 Districts

3000+ Villages

190000+ Customers

1100+ Claims

Why Choose us?

Our unique tech-enabled model for rural insurance has made significant inroads in just 12 months

  • We understand rural insurance market to its core
  • Hybrid Model: Technology + Traditional Brokerage

  • We have strong linkages with Rural Channels