Technology
Our Story
GramCover – India’s Gateway to Rural Insurance
Who we are
GramCover is a composite insurance broking firm focused on insurance product design and tech enabled distribution for rural India. We have adopted a unique technology led distribution & servicing model well suited for rural set up to minimize the inefficiencies and transaction costs involved in the process.
The 4 pillars of our approach
Hybrid Model
Custom Products
Partners
Our Work
We are solving the rural insurance challenge with a 360 ˚ approach
We design customized & affordable rural insurance products
We leverage technology (Mobile + Jan Dhan + Aadhaar) for paperless onboarding
We de-risk rural India by helping insurance companies maximize rural penetration
We follow a hybrid model to train & deploy village level entrepreneurs (VLEs)
We distribute key Government Schemes like Pradhan Mantri Fasal Bima Yojana (PMFBY)
We partner with NGOs, MFIs, NBFCs, & others for maximum outreach & impact
Our Products
We cover the entire spectrum of insurance products that rural India needs
- LIFE INSURANCE
- NON-LIFE INSURANCE
- RE-INSURANCE
- RISK ADVISORY
Types of Non-Life Insurance
Crop Insurance
Health Insurance
Livestock Insurance
Motor Insurance
Journey So Far
Our unique tech-enabled model for rural insurance has made significant inroads in just 12 months
6 States
28 Districts
8000+ Villages
1.3 million+ Customers
20000+ Claims
Why Choose us?
Our unique tech-enabled model for rural insurance has made significant inroads in just 12 months
- We understand rural insurance market to its core
Hybrid Model: Technology + Traditional Brokerage
We have strong linkages with Rural Channels