About GramCover

GramCover is on the path of bringing innovative approach for insurance distribution in rural India with effective use of technology.


Paperless Digital Onboarding

GramCover will leverage the power of JAM (Jan Dhan, Aadhar and Mobile) stack to onboard its customers in rural sector thus bringing the efficiencies and low transaction costs.
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Customised Crop Insurance

We have access to the extensive data sets and strong underwriting capabilities. We can help insurers and corporates to develop innovative and highly personalized insurance products.

Digital Platform for Partners

GramCover built a sophisticated digital platform for distribution and management of Insurance policies. Partners can leverage that to seamlessly bundle GramCover Products with their current offerings.

Risk Analysis Tool

GramCover built a comprehensive Risk Analysis tool for Crop Insurance which can be used by re-insurers to underwrite risks better.

Empanelled With

Highly Qualified Team


Jatin Singh

Founder & Director

Jatin founded Skymet in 2003. He holds a Masters in International Communications from Boston University. He was previously a producer with Aaj Tak and Associated Press TV.

Rishabh Garg

Co-Founder & Chief Technology Officer (CTO)

Rishabh holds an MBA degree from IIM Lucknow and B.Tech from IIT Roorkee. He comes with 14+ years of experience in technology. He worked with Biz2Credit, Agnity Technologies, Sap Labs.

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PK Bhagat

Principal Officer

PK Bhagat is MA, Fellow (Insurance Institute Of India). He comes with 35+ years experience in General  Insurance industry in India with over 10 years in Reinsurance. He was General Manager(Reinsurance)  in GIC Re and has also worked as General Manager, Oriental Insurance Company.He also held the position of  MD & CEO, Health Insurance TPA of India Ltd. Mr. Bhagat was also on the board of Agriculture Insurance Company of India as nominee Director of GIC.
Deba Dutta Dash

Deb Dutta Dash

Head-Non Life

Deb Datta Dash is M. Sc., LLB, PGDBM from Utkal University. He brings with him 34 years experience in General Insurance Company, National Insurance Company; retired as Regional Manager (operations).
Vikas Mahajan

Vikas Mahajan

Head - Finance & Compliance

Vikas is Chartered Accountant by profession and comes with 8+ years experience in Finance & Accounts. Prior to GramCover, he worked with  Skymet Weather Service, Star Records Management etc.

Praveen Kumar Ojha

National Sales Manager

Mr. Praveen Kumar Ojha is a Sales & Marketing professional having 8+ years of experience in Crop Insurance Sales & marketing, Channel Sales, Cattle Insurance. He is a graduate in Commerce from Calcutta University and has done his PGDM from ITS Ghaziabad. He has done Executive program in sales & marketing from IIM Calcutta. He has worked with RNIS, JK Insurance Brokers, Skymet Weather Services. He has expertise in rural channel management for crop /weather insurance sales.

Manu Tandon

Head - Life

He is BSc in Science, Brokers Exam qualified. He comes with 30+ years of experience in Life Insurance. He worked with LIC, Berkeley Insurance Brokers, Sridhar Insurance Brokers.

Awards & Recognitions

GramCover participated in Economic Times Power of Ideas 2018 bootcamp at IIM Ahemdabad.

Gramcover was participant at Village Capital Fintech 2017 cohort.

Among the top 20 startups selected for Startupindia initiative of government and RBL bank


Featured in the list of top 30 emerging fintech companies in India, released by Inc42 and IAMAI


Get In Touch!

We are looking forward to hear from you!


GramCover Insurance Brokers Private Limited

Plot No. 10 & 11, Prius Heights,
1st Floor,
Sector – 125, Noida – 201301

Business Hours

Mon – Fri …… 10 am – 7 pm


+91 8448494359

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