Among the top 20 startups selected for Startupindia initiative of government and RBL bank
Our Business Model
GramCover is on the path of bringing innovative approach for insurance distribution in rural India with effective use of technology.

Our Technology
Our Mobile Insurance Platform enables our partners to onboard their customers digitally anywhere, anytime. Insurance Policies can be issued instantly. Technology platform supports multiple premium collection options well suited for rural customers.

Our Impact
Impact Generated in 12 months

Highly Qualified Team

Dhyanesh Bhatt
Group CEO
Dhyanesh has over 13 years of experience in creating scalable and sustainable insurance solutions across sectors. Prior to Gramcover, he was associated with ICICI Lombard. He is also the alumnus of IIM, Ahmedabad.

JATIN SINGH
Founder & Director
Jatin founded Skymet in 2003. He holds a Masters in International Communications from Boston University. He was previously a producer with Aaj Tak and Associated Press TV.

P K BHAGAT
Principal Officer
PK Bhagat comes with 40+ years of experience in General Insurance and 17 years in Reinsurance. He worked as General Manager in GIC Re and Oriental Insurance. He was MD & CEO, Health Insurance TPA of India Ltd. He was also on the board of Agriculture Insurance Company of India as nominee Director of GIC.

PRAVEEN KUMAR OJHA
National Sales Manager
Praveen has over 8 years of experience in Crop Insurance Sales & Marketing, He has PGDM from ITS Ghaziabad. He has done an Executive program in sales & marketing from IIM Calcutta. He has worked with RNIS, JK Insurance Brokers & Skymet. He has expertise in rural channel management for crop /weather insurance sales.

VIKAS MAHAJAN
Head - Finance
Vikas is Chartered Accountant by profession and comes with 8+ years experience in Finance & Accounts. Prior to GramCover, he worked with Skymet Weather Service, Star Records Management etc.

DEB DUTTA DASH
Head-Non Life
Deb Datta Dash is M. Sc., LLB, PGDBM from Utkal University. He brings with him 34 years experience in General Insurance Company, National Insurance Company; retired as Regional Manager (operations).

MANU TANDON
Head - Life
He is BSc in Science, Brokers Exam qualified. He comes with 30+ years of experience in Life Insurance. He worked with LIC, Berkeley Insurance Brokers, Sridhar Insurance Brokers.
Awards & Recognitions


Featured in the list of top 30 emerging fintech companies in India, released by Inc42 and IAMAI

InsurTech 100 list – Fintech Global(2018)

Gramcover was participant at Village Capital Fintech 2017 cohort.

GramCover participated in Economic Times Power of Ideas 2018 bootcamp at IIM Ahemdabad.

First cohort at Financial Inclusion Lab – CIIE (IIMA).
Investors

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